One Payment.
Relief for Your Business Now.

Debt Relief for contractors, restaurants, auto dealers and other owners carrying $20,000 or more across multiple Merchant Cash Advances (MCAs).

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10,000+ Businesses saved
Up to 70% Lower weekly payment
Same day Relief can start
The Problem

The Cash Flow Crisis

It almost never starts with the debt. It starts with the week: money is coming in, and none of it is yours by Friday.

  • Payroll comes out of whatever the funders leave behind — and some weeks that is nothing.
  • You take a new advance to cover the last one, and the weekly debit climbs again.
  • The account runs negative three days out of five, even with real money coming in.
  • A UCC filing lands, or a funder sues, and it stops being only a cash flow problem.
What You Get

Relief You Can Actually Carry

The program is built to keep the business open — not to move your debt somewhere else.

One Payment You Can Sustain

Every position rolls into a single weekly payment built around what your business actually brings in — up to 70% less than you are paying across the stack today.

Legal Representation on the File

Partner firms keep counsel involved throughout, including when a UCC filing or an active lawsuit is already in play.

A Path Back to Real Financing

The goal is not just surviving this week. It is getting the business back to bank-grade financing instead of another advance.

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What Owners Say

Owners Who Were Where You Are

Contractors, restaurants, and shops carrying three, four, five positions — and what happened after the match.

“Four advances in and every Friday I was deciding who got paid, the crew or the funders. They put me with a firm that had seen my exact situation before. First time in a year I slept through the night.”
D.M. General contractor · Florida
“I had already paid a guy eight grand up front who disappeared. So I was not exactly trusting anybody. These guys did not ask me for a dollar — they just made the introduction and stayed on it.”
R.T. Restaurant owner · New York
“Two of my funders had already filed. I thought that was the end of it. They matched me with a firm that works with counsel on exactly that, and we got it moving in a week.”
A.S. HVAC contractor · Arizona
“I was taking a new advance every time one got close to paid off, just to cover the one before it. Somebody finally said the word stacking out loud and explained what it was doing to me.”
J.R. Electrical contractor · California
“My account was negative three days out of five and I still had money coming in. That is the part nobody understands. The firm they matched me with understood it in ten minutes.”
M.K. Deli owner · North Carolina
“I sat on it for two weeks because I was scared my funder would find out and pull the plug. Nobody chased me, nobody pressured me. When I called back the match was still there.”
C.B. Landscaping company · Washington

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Individual results vary by case, by funder, and by the partner firm engaged. Up to 70% refers to the reduction in weekly payment seen on consolidated files and is not a guarantee.

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Frequently Asked Questions

Answers to Common Questions

The questions owners actually ask us before they take the first call — answered the same way we answer them on the phone.

We are an independent marketplace — not a settlement firm, not a funder. You tell us what you are carrying: positions, balances, what gets debited and how often. We match you with the firm in our vetted network best equipped to take on that file, they negotiate with your funders, and we stay on the file to keep the engagement moving.
Because we are not the one taking your file. Partner firms pay us a flat fee for the introduction — never a percentage of what you settle — so we have no reason to push you toward one firm over another. The review and the match cost you nothing, and if the firm we introduce is not right for you, the match does not happen.
Not from us. What you share stays with Settle Group until you approve a match, and then it goes only to that partner firm. How and when your funders are contacted is a decision you and that firm make together.
No, but it changes who should be handling the file. Some firms in our network work alongside counsel on files where a lien has been filed or a suit is active, and others do not — which is exactly why the match matters. Tell us where things stand so we route it correctly. Settle Group does not provide legal advice.
Nothing for the review or the match. Fees for the settlement work itself are set by the partner firm you engage and disclosed in full before you commit to anything. You decide whether to move forward at every step.
It depends on how many positions you are carrying, which funders hold them, and how quickly they come to the table. Your matched partner gives you a realistic range during their own intake, before you commit. Anyone who promises you a date on the first call is guessing.
The Review Is Free. The Waiting Is Not.

Another Friday,
Another $4,457 Gone.

That is the median weekly debit on the files we see. Tell us what you are carrying and we will come back today with the partner firm that can roll it into one payment.

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Takes two minutes · Nothing upfront · No obligation · Confidential

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